Hard Money Loan Calculator

Find out updated rates and new programs!

Estimate loan amount, monthly interest-only payment, total costs, ROI and net profit for fix & flip scenarios.

Deal Inputs

Purchase Price ($)

After Repair Value — ARV ($)

Loan To Project Cost

Interest Rate (Annually)

Closing Costs (as % of Purchase)

State, Recording & Transfer Tax (% of Purchase)

Rehab Budget ($)

Property Taxes (Per Year)

Turnaround Time (In Months)

months

Origination Fee (Points On Loan)

Realtor Fee (% of ARV)

Holding Costs (Monthly $)

Est. Title Insurance (% of Purchase)

Est. Property Insurance (% of Purchase/Year)

Modeled as interest-only during the term with principal due at exit.

Results

Net Profit (ARV − Total Cost)

$—

Return On Investment

—%

Total Interest Cost

$—

Monthly Repayment (Interest-Only)

$—

Purchase & Rehab Cost

$—

Loan To Project Cost

—%

Total Fix & Flip Cost

$—

Origination Fee

$—

Realtor Fee

$—

Total Holding Costs

$—

Loan Amount

$—

State/Recording/Transfer Tax

$—

Total Closing Costs

$—

Estimated Title Insurance

$—

Estimated Property Insurance

$—

Down Payment Total

$—

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This tool provides estimates only and is not a loan offer.

Kala Group Capital — Hard Money Loan Calculator

Deal Inputs

Results